YOUNG DRIVER INSURANCE IN PORTUGAL
INSURANCE FOR YOUNG DRIVERS IN PORTUGAL
YOUNG DRIVER INSURANCE IN PORTUGAL.
As we all know well, insurance for young drivers, up to the age of 25, especialy when they have just passed their test, can be expensive. With our extensive insurance experience and by using insurance professionals, we can tailor your young driver insurance policy, whether a car, motorcycle or scooter, to suit the drivers needs. Why pay for what you don't need.
ADDING YOUNG DRIVERS TO YOUR OWN CAR INSURANCE POLICY IN PORTUGAL.
Acclaimed by many who want to save money on theri insurance premiums for their sons and daughters, it is not the proper way to save money in the long run. Youngster need to accumulate their own insurance experience and after five years will have the opportunity to get insurance quotes that are fair an equitable to their experience, claims and driving experience.
Be cautious if you are intending to put them on your own car insurance as a temporary or named driver. Some insurance companies will have specific times that they cannot use the vehicle and can make your insurance null and void if they are caught driving during those limited times. As a named driver, they cannot use the vehicle as their permanent means of transport. Many do, get away with it for a while and the chances are fairly high that it will bounce back on you.
Insurance is fickle. Most car insurance policies will allow drivers over 25 without having to name them on the policy. Any under 25 driver will need to be named on the policy.
YOUNG DRIVER INSURANCE FOR SCOOTERS AND MOTORCYCLES IN PORTUGAL.
Many young drivers start out on scooters or small motorcycles and mopeds. This does help them with some road sense and we can insure younger drivers on scooters. Scooter insurance for young drivers is not expensive as the cover is limited to third party insurance only. Theft cover or comprehensive insurance cover is not available to young drivers in Portugal. As so many scooters are now used as daily transport, particularly around the cities in Portugal, they get damaged very eassily and many are stolen.
We would recommend that any young scooter driver, take out a personal accident and injury insurance policy to provide them with medical and health assistance in the event of an injury. The third party Scooter insurance will take care of any public or civil liability issues for damages toother vehicles, people or property, but will not contribute to the damages to their own scooter, the driver or the pillion passenger.
GET A QUOTE FOR A YOUNG OR TEENAGE DRIVER IN PORTUGAL.
We can provide you with a variety of options to cover teenage and young drives in cars or on motorcycles and scooters. Insurance to cover them for work or pleaseure and provide you with the best premiums available for the cover rquired. You may find that insuring them in their own right as the main driver in their own vehicle, is the best option in the long run. Third party insurance is an option that most people do take to avoid the high premiums but you are only going to get what you pay for.
Protecting our children against accidents and injury costs, in the event of an accident, should take priority, and our policies can be designed to suit their needs. We can provide options to reduce premiums, depending upon the risks taken or the type of policy needed. For those driving expensive vehicles, fully comprehensive insurance premiums can be reduced by increasing the first Excess atributable to any claim. This is the amount you pay towards the claim in the event of an accident or total loss. The higher the excess, the more you can save, unless they are involved in an accident.
This does give one the choice to protect these youngers against being sued, or claimed against. Traffic accidents can be horrific and injuries can be serious. It is surprising how quickly medical and hospital costs can rise and if you are responsible for those in the vehicle, that do sustain injuries and you only have third party insurance, it can cost you dearly.
THE BEST YOUNG DRIVER INSURANCE IN PORTUGAL.
Talk to us. It's completely confidential and we offer you our advice completely free of charge and you ar not obligated to buy any products from us. Our qualified, experienced insurance professionals are happy to give you any information that might be helpful and assist your search for the right type and cover for young driver insurance in Portugal.
Copyright Plegasu Europe S:L All rights reserved Updated January 2021.