HEALTH & MEDICAL INSURANCE IN PORTUGAL FOR RESIDENCY, WORK OR PLAY, IN ENGLISH FOR EXPATS.
PRIVATE HEALTH INSURANCE IN PORTUGAL FOR RESIDENCY, WORKERS AND THE RETIRED.
GETTING THE BEST PRIVATE HEALTH INSURANCE QUOTES IN PORTUGAL
Most people looking for health insurance in Portugal think that by calling any Insurance Agent for Health insurance in Portugal will provide them with a selection of the best private healthcare insurance quotes on the market. Not so! we select and tailor our Health Insurance policies for you so that you only pay for what you need. A lot of agents will supply you with standard off the shelf policies because they can't be bothered to take the time or offer that personal service to save you time and money, or give you the correct cover.
EXPAT PRIVATE HEALTH & MEDICAL INSURANCE IN PORTUGAL.
Portugal has an excellent healthcare system and all residents or employees of Portugal have the same healthcare rights as Portuguese nationals. Health insurance in Portugal is provided by the state, and although all types of treatment are not free, most can be obtained with patients making a contribution to their treatments.
PUBLIC HEALTH INSURANCE IN PORTUGAL.
Like most Public Health Systems around the world, Portugal's National Health System is under pressure and may only cover a percentage of treatment costs. Like the UK National Health System, long queues and delays do occur due to the number of patients requiring free treatments.
HEALTH AND WORKING IN PORTUGAL.
If you are working or employed in Portugal, have a contract and are paying into the Portuguese Social Security System, then you and your dependent family will be covered under their National Health System.
EHIC IN PORTUGAL
If you have an EHIC (European Health Insurance Card) from any European country, you will be afforded emergency medical treatment for accidents and injuries. These treatments may be limited to providing you with emergency medical treatment so that you are able to return safely to your own country to continue treatment.
TOURISTS AND SHORT TERM VISITORS TO PORTUGAL.
Most short term visitors to Portugal will have to pay for any health treatments unless they have a suitable travel insurance policy or private medical insurance.
DENTAL INSURANCE AND TREATMENT IN PORTUGAL.
Dental care is not covered under the National Health System in Portugal unless you are you are part of a vulnerable group of people. Dental insurance in Portugal is available, usually as an add on to a Private health Insurance policy. Dental insurance products are available from us as a separate policy and you will not need a private health insurance policy to have one.
WHO NEEDS PRIVATE HEALTH INSURANCE IN PORTUGAL?
Most Expats who don't qualify for free National Health Treatments in Portugal will be required to provide a minimum of some private health insurance. Some have made it a stipulation as part of obtaining residence in Portugal if you are not working in Portugal, or are residing there for any length of time as a tourist.
Many Expats in Portugal will take out Private Health Insurance as standard, so that they are not having to wait for treatments in the National Health system and hospitals in Portugal.
With Covid and the imposition of Private Health Insurance as mandatory for obtaining residence in Portugal, many Health Insurance Companies in Portugal provide a simple, affordable Health Plan that fulfils the basic requirements of Health Insurance to satisfy the Portuguese Government, so that it is suitable for Expats trying to obtain residence in Portugal.
Expats will also take out fully comprehensive private medical and health insurance in Portugal for their own protection. With the sudden rise in Covid cases across Europe, private individuals are looking to protect themselves against financial losses for Health, even though Covid treatments in Portuguese Hospitals are paid for by the State.
THE BEST HEALTH INSURANCE POLICIES IN PORTUGAL FOR EXPATS IN ENGLISH.
Private Health Insurance in Portugal is based on your medical history, age and any pre-exisiting conditions. Off the shelf packages for Healthcare in Portugal are available for those seeking healthcare for residence purposes, but you may well be advised to look into a Health Insurance policy that is going to provide the healthcare you may need. Private health insurance does mean that you can visit a host of local General Practitioners and Private Medical Clinics at your convenience and get private treatment quickly at no cost.
Not all clients require the same type of Healthcare insurance and as it is of a very personal and private nature, we offer a completely confidential free service to provide you with a tailored health insurance quote in Portugal to suit your needs. Contact us for a quote.
PERSONAL ACCIDENT AND INJURY INSURANCE IN PORTUGAL.
For those that undertake sporting events or want a Personal Accident and Injury Policy in Portugal, you can subscribe to a very affordable accident insurance that will cover you for treatments in the event of an accident at work, home or anywhere in Portugal. This cover can be extended to other countries if required.
COMPARING HEALTH INSURANCE POLICIES IN PORTUGAL.
There are no Private Health Insurance Comparison Websites in Portugal. As Health Insurance Agents we provide an exclusive personal service to find you the best private health insurance to suit your needs.
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