MOTOR HOME, CAMPER VAN AND CARAVAN INSURANCE IN PORTUGAL
GET THE BEST QUOTES FOR CAMPER VANS, MOTOR HOMES AND CARAVANS IN PORTUGAL.
MOTOR HOME INSURANCE IN PORTUGAL.
The reason most people own a Motor home, Camper Van or RV in Portugal is because they love traveling and are always on the move, stopping at a variety of different places on their travels. Portugal is a large country with plenty to see and Motorhome owners are not just restricted to traveling in Portugal. This is why it is essential to make sure your Motorhome or caravan has the right type of insurance.
Motorhomes are not cheap. Repairs from accidents can be expensive and they are more susceptible to theft of or theft from the Motorhome. As they tend to be on road all over Europe, there is the perception that they are at a higher risk of being involved in an accident. whilst traveling, you may also have many of your own personal, private and valuable possessions with you and all these need protecting.
EUROPEAN COVER FOR MOTORHOMES IN PORTUGAL.
All of our Motorhome insurance policies offer European cover. If you were to travel to say Germany from Portugal, you would be traveling through several European countries, each with their own rules of the road. Our European Cover includes the all important Green Card Insurance. The green card insurance is not just about insurance in these other countries, it is about the ability to have Breakdown and Recovery insurance to collect or recover your Motor home in the event of an accident or breakdown.
If you breakdown, you could at least sleep in your motor home, after all, it is what it was designed for, but if you have an accident or breakdown that incapacitates your vehicle, you will need to get it to a garage for mechanical repairs to get it back on the road. Most European countries do not allow you to tow a vehicle with another vehicle, so you are require (by law) to arrange a tow truck to remove it, and take it to a garage of your choice. In the event of serious irreparable damage, their will be some insurance compensation for the use of a hotel, meals etc.
If your vehicle is severely damaged, they will also arrange, if you have the breakdown recovery insurance, to have the vehicle towed to safety, and arrange transport for you to get home, by plane, train or taxi. If you had to pay for a tow truck to remove your Motor home, bearing in mind it will not be the standard tow truck as they are often not rated high enough to tow camper vans or Motor homes, you will be in for a big bill. If you are four persons traveling and your in Germany when this happen, you would also have the costs of transport back home and then deciding on how to recover and pay for the return of your Motor home.
PARKING YOUR MOTOR HOME IN PORTUGAL.
There are hundreds of official parks for motor homes to stay at in Portugal and they are not easy to find. A quick search online will provide you with a host of options, from free parking to sites with all the facilities you could need. A lot of these parks are very near the beaches or popular tourist sites and most are accessible. Motor home Stopovers in Portugal have over 670 sites listed with reviews and details.
MOTOR HOME AND CAMPER VAN RULES IN PORTUGAL.
Other than the normal driving regulations that apply to most European countries about having reflective jackets, driving on the right hand side, the rules are pretty straight forward. It is forbidden to park an RV, Motorhome or Camper Van in a public parking area overnight. You must only park overnight in designated areas such as camp sites. (This has never made any sense, as a motorhome is meant to be able to be driven and parked wherever one likes - maybe they will change the rules but don't hold your breath).
Other than that it is a case of being sensible and responsible, keep the noise down, don't empty tanks anywhere other than specific authorized areas, park sensibly and don't get into arguments with the locals.
FREE CAMPING FOR MOTOR HOMES AND CAMPER VANS IN PORTUGAL.
Most campsites and designated parking sites for Motor homes and Camper vans traveling through Europe can be quite expensive. Many of you will want to find somewhere free, and why not, you are traveling with your home. There doesn't seem to be much online about free camping areas other than blogs of people having found some out of the way hide-away. A lot of local villages will accept Moto homes and Camper vans provided you are not making a nuisance of yourself.
INSURANCE FOR CAMPER VAN & MOTOR HOME ACCESSORIES.
As the name suggests, you are in a motor home. It is your home, all be it only temporary unless you are moored up on a campsite somewhere permanently. Inside your home is your personal possessions, the contents. A popular myth is that the contents of your Motor home are covered by your insurance policy. Not so, unless you have specifically requested them to be insured, provided a list and value of the contents to the insurer to evaluate, and had it added to the policy details and paid the additional premium.
Many extras and accessories can include towing a small car behind for ease of travel at the destination if your Camper or Motor home is one the large side and you can't get down some of the narrow roads to locations you want to see. Motorcycles, bicycles, additional camping gear, canoes, kayaks and a whole host of personal belongings can be taken with you. Make sure that you do insure them.
Jewellery and items of value are not so easy to insure, with or as part of your Motorhome. We do offer all risks cover with all of our Property Insurance in Portugal or Spain policies, so it would be a good idea to consider our Multi-insurance products so that you can reduce the premiums on your house insurance in Portugal and combine the covers you need or if you want to have your personal items such as jewellery and handbags, laptops and electrical items covered if you take a trip anywhere. You can also cover these items for accidental damage. Adding a motorcycle or car insurance to the package will get you significant discounts on our Multi insurance packages in Portugal.
BEST QUOTES FOR MOTORHOMES, CAMPERVANS AND CARAVANS IN PORTUGAL.
We offer some of the best prices for insurance when it comes to Motorhomes, Campers and Caravans. This is because we have A specialised team of knowledgeable insurance experts and professionals who have been providing insurance for Motorhomes, Campervans and Caravans for years to Expats touring throughout Europe. We tailor your Insurance to suit what your needs, and you then only pay for what you need.
GET A MOTORHOME INSURANCE QUOTE IN ENGLISH.
We specialise in providing insurance for Expats in Spain and Portugal for just about anything in English. Talk to us, or request a call back, we will call you back during working hours and we offer free confidential advice whereby you are under no obligation to buy from us. Our unique insurance services means that you are paying for what you need rahter than a standard policy that may have cover you don't need and are having to pay for.
COMPARE MOTORHOME INSURANCE QUOTES IN PORTUGAL.
There are no Motorhome, Campervan or caravan comparison websites online in Portugal. You might get some ideas from UK insurance companies on price comparisons, but bear in mind, these are bog standard Motorhome insurance policies that are not tailored to suit your needs. Don't pay for what you don't need. The only way you can get comparison quotes is to either talk to us and get the correct insurance policy for what you need, or call around a few of the Portuguese insurance companies that will offer you, if they can, an insurance policy that does provide all the cover you need.
MOTOR HOME MADNESS.
We do make a fuss over Motorhome, Camper van and Caravan insurance because so many people suffer losses when they find they have to make a claim against damages or losses, from fire or theft, or just an accident. Get your insurance right and have that peace of mind knowing that we will be there when you need us most.
Thank you for taking the time to read this far. If you have anything regarding Motorhome insurance that you would like to discuss, we will talk to you or call you back at your convenience and it is all totally free of charge. We won't hassle you to take a policy, but we might just save you a fortune in the process. Happy camping!
Copyright Plegasus Europe SL: All rights reserved - Updated January 2021